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It should be noted that insurers say they do not discriminate or assign rates based on race. But the inner-city hypothetical.
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Repairing a bumper on an entry-level luxury car, for example, can cost about $3,550 for a 2016 model for parts and labor, compared with about $1,845 for a 2014 model, according to data from Liberty Mu.
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"This analysis is severely flawed and is not reflective of reality," the electric-vehicle maker said in a statement emailed to Automotive News. "Insurance premiums should reflect risk," Timm said.
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