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You buy car insurance so that you’re protected financially in the event of a car crash. But an unfair side effect of allowing credit scores to be used to set.

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The insurance companies call this fee a “premium.” If the insurance company wins the bet, it gets to keep your fee as profits, less administrative expenses and.

A.M. Best is a financial rating organization providing consumers a reliable way to check the financial stability of insurance companies for over 100 years.

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