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Churchill Insurance is a United Kingdom insurance company based in Bromley, London. Founded in 1989, as one of the country's first direct car insurance companies, the company has expanded to offer a range of general insurance products. Churchill is part of the Direct Line Group; policies are underwritten by the. its first e-commerce facility, enabling online car and home insurance quotes.

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A reader grapples with the bonkers world of car insurance. Photograph: Rosemary Roberts/Alamy I have stumbled across a quirk in Direct Line’s car insurance.

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